Ed Kosiec - Realtor

301 Clematis Street
West Palm Beach, Florida 33401
561-755-3722

Are you looking to purchase a home in Palm Beach County Florida? Maybe, you just want to find out what the market value  Palm Beach County homes are. Or, maybe your undecided and would like to gather some information and have a few questions answered.

My name is Ed Kosiec and I am a licensed real estate agent specializing in Palm Beach County, Florida.
Give me a call and I will do everything I can to answer all your Real Estate questions.

~ Let Prestige Realty Show You the MLS Listings of
Homes for Sale in Palm Beach County. ~

Buying a home is an exciting time in one's life.  Making the smart move of choosing a Realtor is your first step to ensuring that your new home and community meets your needs.  Our services and experience range from financial aid to helping you find the home that best suits you and your family.  For your convenience, we also provide listings by email. 

We pride ourselves on repeat business and hope you'll come to understand why.
 

Call Ed Kosiec at:
561-755-3722

As Your Palm Beach County Real Estate Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.

• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.

• Make sure you don't pay too much for your new home and help you avoid costly mistakes.

• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Why Use RE/MAX to find your Palm Beach County Home?

A professional real estate agent saves you time and money, true. But why choose a RE/MAX agent when there are so many others to select from? RE/MAX Sales Associates lead the industry in experience and education - and results. The proof of quality service is in repeat customers and in customers who refer RE/MAX to their friends. RE/MAX agents average 70 percent of their business from repeats and referrals, while other agents average about 30 percent from those sources.

That's why no one in the world sells more real estate than RE/MAX.

Whether you've spent years saving and preparing to buy a home, or are unsure if you can afford it, the questions surrounding a house purchase can feel endless.

You can find the answers - and peace of mind - by working with RE/MAX, the industry leader in experience and service.

Advice and Tips for Buying Your Palm Beach County Home.

Hire a Palm Beach County real estate professional.
An important first step is selecting a professional to help you find your dream home and fine-tune your financial expectations. Working with a buyer’s agent is worth consideration because he or she is legally responsible for representing the buyer’s interest in a real estate transaction. Before making a decision, however, have a Realtor explain the pros and cons of using a buyer’s agent versus a sales or dual agent. Your RE/MAX Associate can guide you through every step of buying a home.


Shop for mortgage rates and terms.
A difference of even half a percentage point can mean a considerable savings over the life of a loan. For example, the difference in the monthly payment on a $100,000 mortgage at 8 percent vs. 7.5 percent is about $35 per month. Over 30 years, that's $12,600.


Pre-qualify for a loan.
Also early on, you’ll want to get pre-qualified for a mortgage loan, which determines how much you can afford. It allows you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and can afford to buy the property.


Outline what you want.
The next step is to create a realistic idea of the property you'd like to buy. What features are most important to you? Make two lists: one of the items you can't live without and one of the features you would enjoy. Refine the lists as you house hunt. It is also helpful to search online to see what is currently available on the market. Your real estate professional can then show you houses that meet your expectations.


Visit Palm Beach County communities and properties.
Now you’re ready to visit houses. Ask your RE/MAX Associate to arrange showings, and be sure to keep track of the properties you’ve seen. Each time you venture out to see more properties, revisit your notes to immediately eliminate any that clearly do not meet your standards.


Know the features that help or hurt resale.
In some areas of Palm Beach County, a swimming pool actually detracts from a home's value and makes it harder to sell. In neighborhoods with two-car, attached garages, a single-car or detached garage may affect the home sale and future value. Your RE/MAX professional can point out features that hurt or help resale value.


Rate the houses you tour.
After touring each home, write down what you liked and didn’t like. Develop a rating system that will help narrow the field. For example, pick the house you like best on day one and compare all other houses to it. When you find a better one, use the new favorite as the standard. Avoid trying to track more than four top choices at any given time since this can quickly become overwhelming.


Make an offer.
Once you’ve pinpointed your dream house, it’s time to get serious about the financial and contractual side of the purchase. Let your RE/MAX Associate guide you through this sensitive process. Because you and the seller have different goals, rely on your RE/MAX agent’s experience and expertise can bring order and calm to the process – and help both parties reach a favorable outcome.


Arrange for a home inspection.
After your offer is accepted, set up a home inspection. It's common to find problems, including leaky roofs, cracked walls, insect infestations and foundation problems. Your real estate professional can help find a reputable Palm Beach County inspector, and will negotiate to get you the most for your money once the inspector's report is final. If you negotiate repairs as part of the purchase, ask for a "walk through" before finalizing the paperwork. Ask your real estate expert about home protection plans, which may save you money in the near future.


Close.
Before your closing date, make sure you’ve made all necessary deposits and completed the paperwork – including mortgage, title, homeowners insurance and any other paperwork required by Palm Beach County or Florida State governments. Your RE/MAX agent will be there to help you complete that closing checklist and avoid any last-minute snags. You deserve to enjoy every moment of the home buying process.


Prepare for life in your new home.
Before rolling out the welcome mat, consider some moving basics: arranging for an alarm company, turning on electricity, water and gas, cleaning or replacing the carpet, and notifying your local post office of your new address. The best time for renovations is often before you move in.